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Saturday, November 14, 2020 - 00:29

How to Survive the Coming Economic Crisis

He Is Risen–Breaking the Chains of Financial Bondage

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Speaker

Dwight K. Nelson

Since 1983, Dwight Nelson has served as lead pastor of the Pioneer Memorial Church on the campus of Andrews University. He preaches on the “New Perceptions” telecast, teaches at the theological seminary and has written some books, including The Chosen. He and his wife, Karen, are blessed with two married children and 2 granddaughters.

Saturday, April 20, 2019
Program: 
Praise
Christ Is Risen • Because He Lives • Worthy Is the Lamb/Agnus Dei
Prayer
Rodlie Ortiz
Children’s Story
On an American Spiritual [WereYou There?] • David Holsinger
Worship in Music
Wondrous Love • Donald Grantham
Processional of Hope
Dwight & Karen Nelson
Hymn of Hope
Christ the Lord Is Risen Today • 166
Homily
"He Is Risen: Breaking the Chains of Financial Bondage"
Dwight K. Nelson
Commitment Card, Tithes & Offerings
He Lives • 251

More In This Series

"How to Survive the Coming Economic Crisis:
He Is Risen—Breaking the Chains of Financial Bondage"

www.newperceptions.tv

» The Story

• Luke 24:1-8

» The Stats

• At the end of last year million Americans had a credit card(s).

• The average credit-card debt per borrower is $—up about 7.5 percent from 2015.

• If you paid only the minimum payments on a $5000 credit card debt, you would be in debt for more than years and end up paying $ in interest based on national averages.

• According to a NerdWallet study, the average American household has more than $ in credit card debt.

• Millennials (18-34) carry around $ in debt (student loans, credit cards, mortgages).

• Total student debt now exceeds $ .

• Thus % of Americans live from paycheck to paycheck.

• More than have less than $1000 reserved for emergency purposes.

• According to USA Today some million Americans—or 16% of the adults—think they will miss at least one credit card due date in 2019.

www.usatoday.com/story/money/2019/02/27/student-loan-debt-4-things-keep-...) (www.usatoday.com/story/money/personalfinance/2019/03/12/national-debt-ri...) (www.investopedia.com/investing/early-warning-signs-next-financial-crisis/)

» The Scripture

• "'The Son of Man must be delivered over to the hands of , be crucified and on the third day be raised again.'" (Luke 24:8)

• Isaiah 53:6—"And the LORD has laid on Him the of us all."

• 2 Corinthians 5:21—"God made Him who had no sin to be for us, so that in Him we might become the righteousness of God."

• He died a Debtor, so that we might live free.

• 2 Corinthians 8:9—"For you know the grace of our Lord Jesus Christ, that though He was , yet for your sake He became , so that you through His poverty might become ."

» The Steps

• Jesus: "Seek the Kingdom of God and His righteousness, and all these things will be added to you." (Matthew 6:33)

• #1—Perform what Dave Ramsey calls a " ."

www.thriventcu.com offers this practical counsel: (1) Do not use debt (credit cards) to buy short-term consumer goods, such as clothing, entertainment or electronics; (2) avoid debt over items with a short life span and little resale value; and (3) avoid debt which comes with a very high interest rate.

• Dave Ramsey: "There is NO positive side to credit card use. You will spend more if you use credit cards instead of cash. If you 'have to' use plastic, I suggest a debit card. I use them for travel and the occasional convenience of ordering something over the Internet or phone. Other than that, I use ." (www.daveramsey.com)

• #2—Always pay more than the .

• #3—Pay off your credit cards beginning with the lowest in order to experience success as soon as possible.

• #4—Reduce the rate.

• #5—Beware of debt settlement companies.

• #6— to somebody.

• James Scurlock: "Maybe it’s because of what Dave Ramsey calls the intense that everybody feels about debt—the false certainty that everyone else has got it together. Or maybe it's what Bob, the Debtors Anonymous member I interviewed, told me: debt is simply not a socially acceptable topic; one can talk about one's sex life or even one's drug addiction as though it were fashionable, but owning up to one's financial troubles means being ostracized from the world of polite conversation." (Maxed Out 123)

• National Foundation for Credit Counseling (800-388-2227)

• #7—When you make God . . . He will make it .

• Malachi 3:10-12

Make God First

(Flyer, TV, Google search, name of person who invited you, etc.)
Women's Ministries

Pioneer Women’s Ministries engages women in Christ-centered discipleship, fellowship and service to glorify God through prayerfully planned activities and events. We are inviting you to participate in a survey that will help plan these activities and events this year. We would be delighted to hear from you either by completing the online survey or by phone by calling Lyn McCarty at 269-208-3377.

Take the Survey

Lead or Join a Grow Group

It's a fresh new year, and it's time for a fresh new Grow Groups season! Grow Groups are Pioneer's small groups that incorporate 5 S's: Shared interest, Spiritual touchpoint, Service project, Social event, Semester-based. That's it, in a nutshell! Grow Groups are for EVERYONE—all welcome to join.

Leaders, if you are passionate about something and want to use that to foster community and lead others to Jesus, we can probably help you turn that passion into a Grow Group! Let us know as soon as possible because the deadline to sign up to lead a group is January 21. For more information please email growgroups@pmchurch.org or visit pmchurch.org/grow to sign up.

Dates to Keep in Mind:

  • Digital Group Leader Registration Deadline: January 21
  • Leader Orientation (via Zoom): February 1, 7:00 PM
  • Spring Grow Groups Meet: February 7 – May 1

Lead a Grow Group

 

Year-end Contribution Statements

It is almost time for you to receive your Year-end Contribution Statement. Pioneer knows that you have had an unusual year and wants to make it easy for you to receive your Year-end Contribution Statement. This time around, you will receive your Contribution Statement easily and conveniently via email. If you have not recently updated your contact details, please email clerk@pmchurch.org with your current email address to ensure that you receive your statement. Thank you!

Military Service Connection

"Military life can be a lonely life away from family on deployment," notes James North, Pioneer's Servicepersons Coordinator. "Military families may have a difficult time in a foreign country even though they are together," he continues. "I spent 358 days (I marked each day on a self-created calendar) in Viet Nam away from my wife and 3 toddler daughters. My access to some of the following material was vital."

SDA military persons may receive complimentary subscriptions to Adventist Review, the Adult Bible Study Guide (Sabbath School), and For God and Country and the choice of 2 journals from Guide, Liberty, Message, Our Little Friend, Primary Treasure, Signs of the Times, and Vibrant Life.

A 2021 order form and instructions are found on page 28 of the current issue of For God and Country and I will post a copy of the form in next week's bulletin. If you have military Adventist family members we invite you to send this information to them.